Current Deposit Rates
Rates and Annual Percentage Yield Effective as of:
September 18, 2024
September 18, 2024
Certificates of Deposit
| Account Type | Interest Rate | Annual Percentage Yield* |
|---|---|---|
| 91 Day CD | .10% | .10% |
| 182 Day CD | 1.00% | 1.00% |
| 1 Year CD | .45% | .45% |
| 15 Month CD | 3.50% | 3.55% |
| 18 Month CD | .50% | .50% |
| 30 Month CD | .70% | .70% |
| 36 Month CD | .50% | .50% |
| 4 Year CD | .65% | .65% |
*The Annual Percentage Yield (APY) assumes funds will remain on deposit for a full year at the advertised rate. A penalty will be imposed for early withdrawal. The minimum daily balance to open an account and earn APY is $500.
Individual Retirement Accounts
| Account Type | Interest Rate | Annual Percentage Yield* |
|---|---|---|
| 182 Day IRA | .45% | .45% |
| 1 Year IRA | 3.00% | 3.03% |
| 30 Month IRA | .85% | .85% |
*The Annual Percentage Yield (APY) assumes funds will remain on deposit for a full year at the advertised rate. A penalty will be imposed for early withdrawal. The minimum daily balance to open an account and earn APY is $100.
Savings Accounts
| Account Type | Interest Rate | Annual Percentage Yield |
|---|---|---|
| Savings | .05% | .05% |
| Christmas Club | .05% | .05% |
Rates may change after the account is opened. Fees could reduce earnings. For Savings Accounts: Minimum to open is $100 and minimum to earn APY is $30. Minor/non-profit organizations' accounts require $30 to open. For Christmas Club: Minimum amount to open the account and earn APY is $10.
Money Market Accounts
| Account Type | Interest Rate | Annual Percentage Yield |
|---|---|---|
| $2,500 - $9,999.99 | .15% | .15% |
| $10,000 - $24,999.99 | .50% | .50% |
| $25,000 - $99,999.99 | .75% | .75% |
| $100,000 - $249,999.99 | 2.00% | 2.02% |
| $250,000 and up | 2.25% | 2.28% |
Rates may change after the account is opened. Fees could reduce earnings. Minimum amount to open the account and earn the APY is $2,500.