Mortgage Loans
Allow us to assist your family in obtaining your dream home. Our focus is on customizing the loan package for you and your family from our many available options. Talk with one of our loan personnel today, or inquire online and let us make your dreams come true.
- Fixed-Rate Mortgage Loan: With a fixed-rate mortgage loan, your interest rate and monthly payment will remain the same over the life of the loan.
- Adjustable-Rate Mortgage Loan (ARM): With an Adjustable-Rate Mortgage, the interest rate changes periodically, usually in relation to an index, and payments may go up or down accordingly. ARMs include interest rate caps, which places a limit on the amount your interest rate can increase.
- Balloon Rate Mortgage Loan: A balloon rate mortgage requires a lump-sum payment at the end of the specified term on the loan.
Construction Loans
Allow us to assist you with short-term financing during the Construction of your dream home.
- Fixed Interest Rate
- Interest-only monthly payment
- Principal due at the end of specified term
- Inspection and Disbursement Fees Apply
- Also available: Construction-to-Permanent Financing, which allows you to lock in your rate for long-term financing at Construction.
Lot Loans
Allow us to assist you with short-term financing in purchasing a lot to build your dream home.
- Low interest rate
- Interest-Only Payments
- Principal due at the end of specified term
Home Equity Loans
Use the equity in your home to establish this loan. When you need a loan to make a larger purchase or consolidate debt this pre-established line of credit may be the answer for you.
- Premium Home Equity Line
- Preferred Home Equity Line
- Credit Express
Consumer Loans
We can quickly give you the credit you need with terms that will fit any budget. Ask one of our loan personnel how you can obtain one of the following loans:
- Car
- Personal
- Consolidation
Business Loans
We are here to work hand in hand with you and your business. Whether you need working capital, equipment, expansion, cash flow or you are just starting up, we can help your business grow. Talk with one of our loan personnel today.
- Commercial Real Estate
- U.S.D.A. Guaranteed Business & Industry
Student Loans
Paying for College can be stressful. Chester National Bank has partnered with College Ave Student Loans, a private student loan company, to provide financing options without the stress.
College Ave offers undergraduate, graduate, parent, and refinance loans. Whether you’re a college student, college graduate or the parent of a college student, we’ll help you find the best loan with a 3-minute application, instant credit decision and no fees to apply.
